Housing isn’t expensive by accident it’s expensive because we’ve allowed it to become a financial asset instead of a place to live.

My approach is simple: housing should be for use, not speculation.

What that means:

• Crack down on vacancy and speculation

  • Tax empty homes and unused commercial properties

  • Prioritize occupancy over hoarding

• Limit institutional ownership of homes

  • Stop corporations from buying up single-family neighborhoods

• Build more, by right

  • Legalize density where people actually want to live

  • Eliminate unnecessary permitting delays and veto points

• Public housing as a market stabilizer

  • Build high-quality, mixed-income public housing to anchor prices

• Fix the financing incentives

  • Discourage speculative refinancing cycles that inflate prices without adding value

Bottom line: If you live in a home, you should have priority over someone trying to turn it into a financial instrument.